The Oukasi Saving Scheme

Oukasi, South Africa

SDG 1: No povertySDG 3: Good health and well-beingSDG 5: Gender equalitySDG 6: Clean water and sanitationSDG 8: Decent work and economic growthSDG 10: Reduced inequalitiesSDG 11: Sustainable cities and communitiesSDG 17: Partnerships for the goals
In 1992, Mrs Rose Molokoane founded the Oukasi Saving Scheme in South Africa. It later became the Federation of Urban and Rural Poor (FEDUP), one of the federations under Slum Dwellers International (SDI).

Oukasi is a very small township of informal character, 35 km out of Pretoria in South Africa. With support from the government, the settlement could install water and sanitation facilities, as well as electricity. However, this infrastructural support did not match the number of people living in the community and the infrastructural systems in the town were constantly overloaded. Electricity shedding, toilets breaking, sewage leaking on the streets and water shortage were part of the everyday life.

Good practices & solutions

In search for alternative ways of addressing Oukasis challenges, a team of delegates travelled to India to meet with a group of women in India that had organised a local collector/treasurer collective in their informal settlement. Inspired by these women the Oukasi saving scheme came to be. It sought to address four main challenges within the community: Stay-at-home women burdened with caring duties and without income or resources; General unemployment; A misconception of landownership and; Attention from the government.

Outcome & opportunities

One outcome of the saving scheme has been a new found confidence in the women involved. It educated most of them in how to the small amount of money they had and gave them the knowledge of managing bigger sums of money. The main reason for this newfound empowerment cannot be found in the money itself but the sense of community that occurred when the women got together to help each other out of poverty. After being successfully implemented in Oukasi, the saving scheme expanded to the whole of South Africa and lay ground for the Federation of Urban and Rural Poor (FEDUP), an organisation now established in 9 provinces and a federation under Slum Dwellers International (SDI).

Lessons learned & recommendations

In order to succeed with development, it is important for the people and the government to cooperate and create sustainable change. SDI is encouraging people to empower themselves and come together to talk with one voice. It is important, especially for the poor people, to organize themselves and show the government the change they want to create. That way it is possible to shape the policies that later defines the urban landscape.

Related SDG targets
  • 1.1 By 2030, eradicate extreme poverty for all people everywhere, currently measured as people living on less than $1.25 a day
  • 1.b Create sound policy frameworks at the national, regional and international levels, based on pro-poor and gender-sensitive development strategies, to support accelerated investment in poverty eradication actions
  • 2.1 By 2030, end hunger and ensure access by all people, in particular
    the poor and people in vulnerable situations, including infants, to safe, nutritious and sufficient food all year round
  • 3.3 By 2030, end the epidemics of AIDS, tuberculosis, malaria and neglected tropical diseases and combat hepatitis, water-borne diseases and other communicable diseases
  • 5.a Undertake reforms to give women equal rights to economic resources, as well as access to ownership and control over land and other forms of property, financial services, inheritance and natural resources, in accordance with national laws
  • 6.2 By 2030, achieve access to adequate and equitable sanitation and hygiene for all and end open defecation, paying special attention to the needs of women and girls and those in vulnerable situations
  • 7.b By 2030, expand infrastructure and upgrade technology for supplying modern and sustainable energy services for all in developing countries,
    in particular least developed countries, small island developing States
    and landlocked developing countries, in accordance with their respective programmes of support
  • 8.5 By 2030, achieve full and productive employment and decent work for all women and men, including for young people and persons with disabilities, and equal pay for work of equal value
  • 10.3 Ensure equal opportunity and reduce inequalities of outcome, including by eliminating discriminatory laws, policies and practices and promoting appropriate legislation, policies and action in this regard
  • 11.3 By 2030, enhance inclusive and sustainable urbanization and capacity for participatory, integrated and sustainable human settlement planning and management in all countries
Further reading

#Women4Cities interview – Rose Molokoane



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Project: Urban Girls Movement